Daniel Lichtenfels
West Mifflin
Summary
Experienced Senior Credit Analyst with a robust background in analyzing financial data and evaluating credit risk. Strengths lie in trend analysis within customer financial reporting, proficient use of credit analysis tools, and strong analytical skills. Proven ability to manage tight deadlines while assisting colleagues across the different company software applications, in addition to preparing underwriting evaluations.
Overview
11
11
years of professional experience
Work History
Senior Credit Analyst
Huntington Bank
Pittsburgh
01.2023 - Current
- Analyze company financial statements to determine the risk involved in extending credit, as well as assisting in the preparation of the underwriting evaluation of borrowers' financial condition and creditworthiness.
- Manage workload to meet tight deadlines for credit analysis reports, and loan decisioning.
- Assist in training newer colleagues to utilize the Bank's spreading, risk rating, and underwriting systems.
Credit Analyst
Huntington Bank
Pittsburgh
03.2021 - 01.2023
- Analyzed company financial statements to determine the risk involved in extending credit.
- Monitored and maintained compliance with internal controls and loan agreements.
Tax Associate
BDO USA, LLP
Pittsburgh
01.2020 - 03.2021
- Prepared federal, state, and local tax returns for individuals, businesses, trusts, estates, non-profit organizations and partnerships.
- Managed multiple tax preparation projects simultaneously, ensuring timely completion and filing.
Accounting Assistant
Tobii Dynavox, LLC
Pittsburgh
03.2018 - 12.2019
- Provided support to upper management with special projects related to finance and accounting processes.
- Assisted with accounts receivable activities such as invoicing, collections, wires, and deposits.
- Handled accounts payable and receivable, including invoicing and payment processing.
Team Leader
Gordon Food Service Store
Greensburg
07.2014 - 03.2018
- Maintained daily inventory to facilitate successful ordering and merchandising.
- Analyzed the monthly P&L statement to help the store perform within budget.
- Facilitated training sessions for new employees on company policies and procedures.
Education
Bachelor of Science - Accounting
University of Pittsburgh
Greensburg, PA12.2019
Associate of Science - Accounting
Pittsburgh Technical Institute
Oakdale, PA07.2014
Skills
- Credit analysis
- Risk assessment
- Underwriting evaluation
- Financial Trend Analysis
- Workload management
- Time management
- Skilled in Microsoft Office
- Skilled in Moody's software
Company Accomplishments
Completed Huntington Bank Credit college in March of 2022 where my team collaborated together and created the structure to "win" the deal.
References
References available upon request.
Timeline
Senior Credit Analyst
Huntington Bank
01.2023 - Current
Credit Analyst
Huntington Bank
03.2021 - 01.2023
Tax Associate
BDO USA, LLP
01.2020 - 03.2021
Accounting Assistant
Tobii Dynavox, LLC
03.2018 - 12.2019
Team Leader
Gordon Food Service Store
07.2014 - 03.2018
Bachelor of Science - Accounting
University of Pittsburgh
Associate of Science - Accounting
Pittsburgh Technical Institute
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