Kay Dell’Antonio
State College
Summary
AVP Commercial Loan Officer with proven success in loan structuring, credit analysis, and portfolio management. Adept at managing portfolios exceeding $75 million while strengthening client relationships and presenting strategic findings to secure approvals.
Overview
26
26
years of professional experience
Work History
AVP Commercial Loan Officer and Business Banking
CNB Bank
Clearfield
01.2017 - 05.2022
- Crafted loan proposals for financial requests, conducting detailed creditworthiness analysis to support lending decisions.
- Engineered loan structures tailored to client needs while minimizing associated risks.
- Presented findings to executive loan committee to secure approvals.
- Oversaw loan portfolios exceeding $75 million, implementing strategic management to optimize performance.
AVP Commercial lender
CB&T Bank
Clearfield
08.2001 - 01.2016
- Developed loan proposals through comprehensive creditworthiness analysis to enhance decision-making.
- Structured loans to align with client needs while mitigating associated risks.
- Presented findings to executive loan committee, facilitating timely approval of loan proposals.
- Managed loan portfolios exceeding $75 million, optimizing risk management and client satisfaction.
Staff Accountant
Catalano, Case, Catalano & Fannin
Clearfield
04.1996 - 07.2007
- Prepared and analyzed financial statements for management, facilitating timely decision-making.
- Oversaw general ledger entries and reconciliations for multiple client accounts, ensuring accuracy and compliance.
- Evaluated accounts payable and receivable processes to enhance accuracy and operational efficiency.
- Assisted with tax preparation and compliance for individual and corporate clients.
Education
Bachelor of Science - Accounting And Finance
Duquesne University
Pittsburgh, PA05-1979
Skills
- Loan structuring
- Credit analysis
- Portfolio management
- Risk assessment
- Relationship management
- Decision making
- Problem solving
- Effective communication
Timeline
AVP Commercial Loan Officer and Business Banking
CNB Bank
01.2017 - 05.2022
AVP Commercial lender
CB&T Bank
08.2001 - 01.2016
Staff Accountant
Catalano, Case, Catalano & Fannin
04.1996 - 07.2007
Bachelor of Science - Accounting And Finance
Duquesne University