Kent Rife
Blue Bell,PA
Summary
Dynamic financial consultant with extensive experience, specializing in high net worth insurance and estate planning. Proven track record of closing multi-million-dollar policies, leveraging analytical thinking and client relationship management skills to enhance wealth preservation strategies. Committed to delivering tailored solutions that exceed client expectations.
Overview
20
20
years of professional experience
Work History
Independent Financial Consultant
LPL Financial
01.2021 - Current
- Advised high net worth clients and business owners on complex life insurance strategies tailored to estate planning, business succession, and wealth preservation needs.
- Collaborated with financial advisors, attorneys, and accountants to integrate life insurance into comprehensive estate and wealth management plans.
- Utilized advanced tools for policy illustrations and case design to demonstrate value and secure commitments from sophisticated clientele.
- Conducted in-depth needs assessments and risk evaluations, ensuring compliance with state regulations and ethical standards while maximizing client benefits.
Vice President, Advance Strategies
CBIZ Life Insurance Solutions
01.2012 - 01.2021
- Specialized in serving high net worth individuals and business owners, closing deals on multi-million-dollar policies for asset protection and legacy building.
- Consistently produced in excess of $750,000 of commissionable target premium.
- Built and maintained significant referral relationships with other CBIZ employees including accountants, employee benefits and property and casualty producers.
- Developed and implemented insurance programs for business continuity, key person coverage, and buy-sell agreements, mitigating risks for corporate clients.
- Maintained detailed records of client interactions, policy details, and compliance documentation, ensuring accuracy and reducing audit discrepancies.
Client Services Associate
CBIZ Life Insurance Solutions
06.2006 - 01.2012
- Developed systems and protocols for the servicing of Trust and Corporate Owned Life Insurance clients.
- Completed annual policy reviews to insure policies performed as intended at the time of issuance.
- Performed policy analysis and product comparisons for new and existing clients to determine whether newer policies could improve upon in-force contracts.
- Conducted annual client meetings and presentations for new business opportunities with prospective clients.
- Responsible for distribution of annual gift invoices, Crummey letters and PS-58 reporting.
Education
Bachelor of Arts - Marketing
Susquehanna University
Selinsgrove, PASkills
- Client Relationship Management: High Net Worth Advisory, Needs Analysis, Relationship Building
- Estate Planning, Tax Optimization, Business Succession
- Technical Proficiency: Winflex, iPipeline, Microsoft Office Suite
- Soft Skills: Client Focused, Detail-Oriented, Analytical Thinking, Negotiation
- Regulatory Knowledge: Licensed in Multiple States, FINRA Series 6/63
Timeline
Independent Financial Consultant
LPL Financial
01.2021 - Current
Vice President, Advance Strategies
CBIZ Life Insurance Solutions
01.2012 - 01.2021
Client Services Associate
CBIZ Life Insurance Solutions
06.2006 - 01.2012
Bachelor of Arts - Marketing
Susquehanna University