Proactive Credit Manager with a strong track record in fostering client relationships and resolving credit issues efficiently. Committed to enhancing cash flow through meticulous account monitoring and effective collection strategies.
Work History
Credit Manager
26 Years 7 Months
Car Circus, Inc. | 08.1999 - 03.2026
Led credit analysis processes to assess customer financial stability and mitigate risk.
Managed the entire end-to-end credit approval process from application review through the final execution.
Obtained and reviewed credit reports, credit references, auto insurance and financial statements to establish credit limits for new accounts.
Developed strong relationships with clients through professional communication and timely resolution of credit issues.
Consistently achieved monthly collection targets by prioritizing accounts based on risk level and potential impact on cash flow.
Maintained accurate records of all customer interactions, ensuring transparency in reporting and easy access for future reference or legal purposes if necessary.
Education
High School Diploma
Glendale Jr / Sr High | Flinton | 06-1992
Skills
Credit application processing (including review of credit reports