Strategic leader with over 20 years in financial services, specializing in sales leadership and client relationship management. Expertise in driving revenue growth, managing operations, and enhancing customer experiences. Demonstrated success in staff development and performance management. Ready to apply leadership and financial acumen in a Bank Branch Manager role.
Overview
17
17
years of professional experience
1
1
Certification
Work History
President
R.H. Rutkowski Insurance, Inc.
Erie
12.2020 - 11.2024
Led, coached, and developed a team of agents to consistently meet and exceed sales and performance goals
Developed strategic growth plans that enhanced revenue through client acquisition and cross-selling of financial products
Directed daily operations of insurance agency, overseeing sales, service, and administrative functions to optimize performance
Managed client portfolios to maintain high retention rates and foster long-term relationships
Conducted financial needs assessments and recommended tailored insurance and financial solutions
Analyzed performance metrics and implemented targeted process improvements to streamline operations and boost profitability
Oversaw compliance with industry regulations, policies, and internal procedures
Managed day-to-day office operations, optimizing staffing, scheduling, and workflow for efficiency
Monitored operational efficiency and implemented process improvements to enhance workflow
Recruited, trained, and mentored new employees, enhancing team collaboration and service delivery
Delivered exceptional customer service by resolving client issues and building long-term relationships
Supported sales initiatives by identifying customer needs and providing tailored product recommendations
Maintained compliance with company policies and regulatory requirements
Licensed Insurance Agent (Life & P&C)
R.H. Rutkowski Insurance, Inc.
Erie
07.2013 - 02.2018
Consistently exceeded sales targets for new policies and account growth
Generated new business by prospecting, leveraging referrals, and building relationships to expand client base
Assessed clients' financial needs and recommended tailored insurance and protection solutions
Educated clients on coverage options, improving their understanding and satisfaction with insurance solutions
Trained and onboarded new agents, strengthening team capabilities and ensuring consistent service delivery
Customer Service Representative / P&C Agent
R.H. Rutkowski Insurance, Inc.
Erie
01.2008 - 07.2013
Delivered high-quality customer service by handling inquiries, processing transactions, and resolving customer issues, contributing to enhanced customer satisfaction
Built strong client relationships, resulting in increased retention rates and fostering customer loyalty
Processed payments, explained billing procedures, and ensured accurate account management
Identified opportunities to upsell and cross-sell services, contributing to revenue growth
Education
GED -
PA Department of Education
Erie, PA
Skills
Sales & Revenue Growth
Business development
Strategic Partnerships
Financial strategy
Market Analysis
Operational Efficiency
Regulatory Compliance
Team leadership
Customer Relationship Management
Strategic Negotiation
Branch management
Certification
Property & Casualty License, PA
Life, Accident & Health License, PA
Accomplishments
Contributed to agency achieving 24 consecutive years of Founders Award recognition
Maintained 94%+ customer retention through relationship-focused service
Multiple annual sales and performance award recipient
Participated in community fundraising efforts raising $60,000 for local initiatives
Professional Development
Extensive continuing education in risk management, annuities, and insurance products (2016–2023)
Deputy Vice President & Regional Head – Gold Loans (AP & TS) at HDFC Bank Ltd.Deputy Vice President & Regional Head – Gold Loans (AP & TS) at HDFC Bank Ltd.