SEAN ORENDORF
Seven Valleys,PA
Summary
Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty.
Overview
30
30
years of professional experience
Work History
Mortgage Loan Originator
Homesale Mortgage LLC
01.2023 - Current
- Responsible for coordinating residential loan originations from lead generation to loan closing
- Work closely with the client to advise and gather the necessary information for underwriting while coordinating internally with the team to ensure all requests are expeditiously navigated through the underwriting and closing process.
- Collaborate with underwriters, processors, and other team members to resolve issues, ensuring smooth transactions for all parties involved.
- Maintain up-to-date knowledge of industry regulations, changes, and trends to provide accurate advice to clients.
Mortgage Loan Originator
Obsidian Financial Services
03.2022 - 01.2023
- Responsible for coordinating residential loan originations from lead generation to loan closing
- Worked with the client to advise and gather the necessary information for underwriting while coordinating internally with the team to ensure all requests are expeditiously navigated through the underwriting and closing process.
VP, Commercial Banking
First National Bank
01.2021 - 12.2021
- Actively managed a large portfolio of complex commercial banking relationships, while marketing to ensure the continuous growth of the portfolio
- Collaborated with the underwriter and credit officer to perform annual reviews and risk rating updates, providing comprehensive narrative and analysis to support decision making
- Regularly coordinated with team members to ensure client awareness of all bank product lines.
- Collaborated with senior management to develop strategic initiatives and long term goals.
- Collaborated with the Special Assets group to restructure and manage troubled credit relationships.
VP, Commercial Banking
Wells Fargo Bank
11.2013 - 08.2020
- Actively managed a large portfolio of complex C&I commercial banking relationships, while marketing to ensure the continuous growth of the portfolio
- Specialized in tax-free term loans, bond issuances, and lending to large non-profit organizations.
- Regularly coordinated with the derivatives group to implement interest rate swap agreements.
- Collaborated with the underwriter and credit officer to perform annual reviews and risk rating updates, providing comprehensive narrative and analysis to support decision making
- Regularly coordinated with team members to ensure client awareness of all bank product lines.
- Completed all continuing education classes quarterly.
VP, Commercial Banking
PNC Bank
04.2006 - 11.2013
- Managed a large portfolio of complex commercial banking relationships, while marketing to ensure the continuous growth of the portfolio
- Collaborated with the underwriter and credit officer to perform annual reviews and risk rating updates, providing comprehensive narrative and analysis to support decision making.
- Specialized in large commercial real estate and multi-family transactions.
- Participated in loan syndications.
- Regularly coordinated with team members to ensure client awareness of all bank product lines
- Received multiple awards for cross-selling private bank, treasury, and consumer products that enhanced or brought new relationships.
VP, Business Banking
Citizens Bank
06.2003 - 04.2006
- Managed a large portfolio of complex commercial banking relationships, while marketing to ensure the continuous growth of the portfolio
- Collaborated with the underwriter and credit officer to perform annual reviews and risk rating updates, providing comprehensive narrative and analysis to support decision making
- Regularly coordinated with team members to ensure client awareness of all bank product lines
- Completed their commercial real estate training program and was in the top 10 of commercial RE lenders at the bank for consecutive years.
VP, Commercial Banking
Commerce Bank
11.2001 - 06.2003
- Managed a large portfolio of complex commercial banking relationships, while marketing to ensure the continuous growth of the portfolio
- Collaborated with the underwriter and credit officer to perform annual reviews and risk rating updates, providing comprehensive narrative and analysis to support decision making
- Regularly coordinated with team members to ensure client awareness of all bank product lines.
AVP, Junior Loan Officer
York Federal S&L
03.2001 - 11.2001
- Promoted from credit analyst to a junior loan officer while the bank was still under the York Federal name
- Ultimately, York Federal and Harris Savings merged to become Waypoint Bank.
Commercial Credit Analyst
York Federal S&L
01.1998 - 03.2001
- Formally credit trained and was responsible for underwriting new loan originations along with performing annual reviews for all existing portfolio relationships.
- Mitigated financial risks through consistent monitoring of existing loan accounts and recommending adjustments as necessary.
Internal Auditor
York Federal S&L
04.1995 - 01.1998
- Member of the audit team performing operational and financial audits
- Completed three full audit cycles including commercial originations, commercial loan servicing, information technology, and human resources.
- Gained a proficient knowledge of physical and operational security of bank offices and branches
- Additionally, learned the cross-functionality of all departments within the bank
- The team also completed projects for the external bank auditors (Ernst & Young).
Education
Some College (No Degree) - Dual Major: Economics & Finance, Accounting
York College of Pa
York, PASome College (No Degree) - Computer Science
Mansfield University
Mansfield, PASkills
- Proficient in Microsoft Office
- Underwriting and Risk Management
- Formally Trained in Commercial Credit
- Experienced in Interest Rate Derivative Products
- Credit Restructuring & Loan Workout Situations
- C&I Loan Structuring
- CRE Loan Structure and Underwriting
- Document preparation
- Appraisal Report Analysis
- Tax Free Financing
- Economic Analysis
- Analytical and Critical Thinking
- Oral and Written Proficiency
- Bank Product Marketing
- Loan Portfolio Monitoring
- NMLS Registration
Timeline
Mortgage Loan Originator
Homesale Mortgage LLC
01.2023 - Current
Mortgage Loan Originator
Obsidian Financial Services
03.2022 - 01.2023
VP, Commercial Banking
First National Bank
01.2021 - 12.2021
VP, Commercial Banking
Wells Fargo Bank
11.2013 - 08.2020
VP, Commercial Banking
PNC Bank
04.2006 - 11.2013
VP, Business Banking
Citizens Bank
06.2003 - 04.2006
VP, Commercial Banking
Commerce Bank
11.2001 - 06.2003
AVP, Junior Loan Officer
York Federal S&L
03.2001 - 11.2001
Commercial Credit Analyst
York Federal S&L
01.1998 - 03.2001
Internal Auditor
York Federal S&L
04.1995 - 01.1998
Some College (No Degree) - Dual Major: Economics & Finance, Accounting
York College of Pa
Some College (No Degree) - Computer Science
Mansfield University
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